JED
  • Home

  • |
  • Announcement

  • |
  • Event

  • |
  • Contact Us

  • Editorial Board

    • Editor-in-Chief
    • Editorial Team
  • Policies & Guidelines

    • Journal Information
    • Guidelines for Authors
    • Guidelines for Reviewers
    • Publication Ethics
  • Online Submission

    • Authors
    • Reviewers
    • Editors
  • Archives

    • Current Issue
    • All Issues
    • Search for Articles
  • Indexing & Abstracting

    • Scopus
    • Web of Science ESCI
    • Asean Citation Index
    • Google Scholar
    • V-CitationGate
    • Crossref
    • DOAJ
    • Cabell's Directories
    • EBSCO Discovery Service
    • ROAD
    • Summons (ProQuest)
    • WorldCat
    • ProQuest Central
    • EconLit

The current issue

Volume 27, Number 1, 2025
Volume 27, Number 1, 2025
Search for Articles
Home / Archives / All Issues / Volume 17, Number 1, April 2015
Volume 17, Number 1, April 2015 << Back
JED, Vol. 17, No.1, April 2015, pp. 93-106 | DOI: 10.33301/2015.17.01.06

Non-Performing Loans: Affecting Factor for the Sustainability of Vietnam Commercial Banks

Nguyen Thi Minh Hue

Abstract:Non-performing loans are becoming the main factor influencing the sustainability of Vietnam’s financial system. In order to enforce the financial system in general and the banking system in particular, this study aims to examine the determinants of Non-performing Loans (NPLs) in the Vietnamese banking system. Particularly, four factors, including the lag of NPLs in the last year, Loans-to-Asset ratio, Total asset and the Dummy (state-owned or not) were observed and estimated by quantitative method Ordinary Least Square in order to declare the relationship between them and the rate of changes in NPLs. The results showed that the four factors (Growth rate of Loans, Total Assets of Banks, NPLs in the last year and the Dummy variable) actually helped the growth of NPLs in recent years. Further, some implications to the bank management are withdrawn.

Keywords:Bank-level factors; macro factors; Non-performing loans (NPLs); Vietnamese commercial banks.
Download full text:  

Other articles

  • Using the Spatial Econometric Approach to Analyze Convergence of Labor Productivity at the Provincial Level in Vietnam

    Nguyen Khac Minh; Pham Anh Tuan; Nguyen Viet Hung

     
  • The Role of Different Channels in Transmitting Monetary Policy into Output and Price in Vietnam

    Nguyen Thi Thuy Vinh

     
  • Using Accounting Ratios in Predicting Financial Distress: An Empirical Investigation in the Vietnam Stock Market

    Vo Xuan Vinh

     
  • Above-Average Debt Ratio and the Relationship with Return on Equity: The Case of the Vietnamese Listed Seafood Enterprises

    Nguyen Thanh Lan; Phan Hong Mai

     
#1406 Building A1, National Economics University, 207 Giai Phong, Hanoi
Tel: +84 (0) 24. 36280280 - Ext: 6407 | Email: submission@ktpt.edu.vn
Publishing License: 159/GP-BTTTT dated 08 May 2023
Copyright © Journal of Economics & Development. All rights reserved